Bankruptcy FAQs

Whether you are contemplating bankruptcy, have already decided to file bankruptcy or already have a bankruptcy underway, William H. Oliver, Jr. & Associates in Monmouth County can answer your questions such as:

  • When should a person consider filing bankruptcy? Timing is important.
  • Can I keep my house if I file bankruptcy? Many homeowners have done just that.
  • Can I keep my car if I file bankruptcy? This question is better phrased "Should I... ?" for many people.
  • Will I be able to get student loans if I file bankruptcy? What about my child? Federal law bans discrimination on the basis of a bankruptcy filing.
  • Why do I need a bankruptcy lawyer? If a bankruptcy judge questions an exemption or when adversary proceedings come up, you will fully understand at that time why an attorney's guidance is so important.
  • What is the automatic stay? The automatic stay is a powerful force against creditor harassment and abuse — a legal protection for debtors struggling to move forward.
  • Who will know about my bankruptcy? You may be pleasantly surprised by the answer.
  • Can one spouse file bankruptcy but not the other? There may be compelling reasons for one of you to file and not the other.
  • What is the mortgage loan modification process? We can explain how a mortgage loan modification is likely to play out in your case. A loan modification may or may not be a good option for you.

From Offices In Neptune And Toms River, Bankruptcy Attorney William H. Oliver Offers Free Consultations

For personalized answers to bankruptcy FAQs, call 732-988-1500 toll free or send an email to schedule a free consultation. Hablamos español.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.