You Can Be Debt Free in New Jersey
With offices in Toms River and Neptune, our Monmouth County bankruptcy law attorney is dedicated to helping individuals and businesses in New Jersey get a fresh financial start through bankruptcy. For more information about a bankruptcy topic, click on one of the links below:
- The bankruptcy process: We can help you through the entire process and provide the advice you need at every step.
- Chapter 7 bankruptcy: Also known as debt liquidation, if you are approved for Chapter 7 bankruptcy, you could be debt free in months.
- Chapter 13 bankruptcy: By coming up with a payment plan you can afford, Chapter 13 bankruptcy will help you hold on to your most important assets and be debt free within three to five years.
- Chapter 11 bankruptcy: Businesses in debt can often find themselves in an uphill battle and facing the possibility of insolvency, but Chapter 11 bankruptcy allows you to reorganize your debt into a battle you can win.
- Stopping home foreclosures: Nothing is scarier than the threat of losing your home. You will put an end to foreclosure evictions the moment you file for bankruptcy.
- Home mortgage modifications: To prevent foreclosure or to address another financial matter, it may be beneficial to seek the modification of a home or business loan. This process consists of negotiating with the lender to revise the terms of the loan.
- Lien stripping: If you have a second mortgage that is underwater, you can strip the lien by filing Chapter 13 bankruptcy.
- Stopping creditor harassment: Filing bankruptcy will put an immediate stop to phone calls from creditors.
- Stopping wage garnishment: If your wages have been garnished, filing bankruptcy will put a stop to it.
- Tax debt and bankruptcy: Some tax debts can be discharged through Chapter 7 and Chapter 13 bankruptcy.
- New Jersey motor vehicle surcharges and municipal traffic fines: Motor vehicle surcharges and traffic fines can be discharged by filing bankruptcy.
- Debt consolidation and adjustments: It's buyer beware when it comes to debt consolidation and adjustment services.
- Bankruptcy and your credit: For many people, bankruptcy is the first step in repairing your credit.
- Bankruptcy and senior citizens: Many senior citizens struggle with debt after retirement. We can help you with a solution that eases the burden and allows you to live your life without financial worries.
Additional Legal Services
In addition to our comprehensive bankruptcy practice, our law firm helps clients with a variety of other legal concerns, including:
- Real estate: We represent buyers and sellers when it comes to commercial and residential real estate closings and contract development.
- Wills and estates: If you are considering estate planning, we will help you explore your options and come up with a plan that works for your family.
- Consumer fraud: If you have been the victim of consumer fraud, we can help you take action and get the compensation you deserve.
Free Consultation With a Toms River Debt Restructuring Attorney
With offices in Toms River and Neptune, New Jersey, our lawyer is ready to answer your questions and help you find solutions. Evening and Saturday appointments are available. Call toll free: 1-866-974-1136 or fill out our contact form. Hablamos español.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
