Toms River Bankruptcy Lawyer
People go through financial troubles for all sorts of reasons, from medical bills and job loss, to credit card debt and division of motor vehicle surcharges. At the end of the day, though, how you got here is less important than where you are going. At the New Jersey offices of William H. Oliver Jr., Attorney at Law, we can help you put an end to foreclosure evictions and wage garnishment, enabling you to take back control of your financial future.
You Can Be Debt Free
Contact William H. Oliver Jr., Attorney at Law
Individuals, families, and businesses overwhelmed by debt face a variety of immediate and serious concerns. From getting behind on your bills to losing your home and other assets, your debt will start to affect your personal life as well. Attorney Oliver and our firm can help you resolve this turmoil and find immediate solutions:
- Chapter 7: Also known as debt liquidation, if you are approved for chapter 7 bankruptcy, you could be debt free in months.
- Chapter 13: By coming up with a payment plan you can afford, chapter 13 bankruptcy will help you hold on to your most important assets and be debt free within three to five years.
- Chapter 11: Businesses in debt find an uphill battle, but chapter 11 bankruptcy will allow you to reorganize your debt into a battle you can win.
- Foreclosures: Nothing is scarier than the threat of losing your home. You will put an end to foreclosure evictions the moment you file for bankruptcy. A mortgage loan modification may be appropriate.
- Loan Modification: To prevent foreclosure or to address another financial matter, it may be beneficial to seek the modification of a home or business loan. This process consists of negotiating with the lender to revise the terms of the loan so you can continue to pay on it and retain your home or business.
- Debtor/Creditor: Relationships between debtors and creditors are often strained and stressful. By having representation when facing issues with creditors, you can ensure your rights are protected and additional issues are minimized.
Other Practice Areas
In addition to our extensive bankruptcy practice, we help our clients with a variety of other concerns, including:
- Real Estate: We represent buyers and sellers when it comes to commercial and residential real estate closings and contract development.
- Wills and Estates: If you are considering estate planning, we will help you explore your options and come up with a plan that works for your family.
- Consumer Fraud: Have you been the victim of consumer fraud? We can help you take action and get the compensation you deserve.
Contact Us
From our New Jersey offices in Neptune and Toms River, we are happy to answer any questions you may have. Open during weekly business hours, we also offer Saturday and evening appointments. Contact us today to set up a free initial consultation.