Dischargeable and Non-Dischargeable Debt

Understanding What Bankruptcy Can and Cannot Do for You

At the end of your bankruptcy proceeding, you will receive a discharge of all the eligible debts included in your bankruptcy. The discharge means that you no longer have any personal responsibility for the debts. It is important that you understand upfront which types of debts can be discharged through bankruptcy. Depending on the kinds of debt that you are having trouble paying, bankruptcy may not be able to provide the relief you need.

Among the types of debt that may be dischargeable through bankruptcy are the following:

  • Medical bills
  • Credit card bills
  • Mortgage loans and home equity lines of credit
  • Many legal judgments
  • Motor vehicle surcharges
  • Many kinds of taxes

Due to the complex rules governing the types of debts that are nondischargeable, you should discuss them with your attorney. Some debts are dischargeable in Chapter 13 that are not dischargeable in Chapter 7. This is particularly true with divorce equitable distribution debts. We will advise you on any debt that may not be dischargeable and work with you to find the best solution for your needs.

New Jersey Attorney Helping Monmouth County Residents Discharge Debt Through Bankruptcy

At the law offices of William H. Oliver, Jr. & Associates, we help clients understand their rights under the law with regard to dischargeable and nondischargeable debt. In New Jersey, there are thousands of hardworking people who find themselves in financial hardship due to no fault of their own. We dedicate our entire practice to helping those people find the relief they need to regain control of their finances.

Free Consultation With a Filing for Bankruptcy Attorney in Ocean County

With offices in Toms River and Neptune, our New Jersey lawyer is prepared to help you with any bankruptcy-related matter. Evening and Saturday appointments are available. Call toll free: 1-866-974-1136 or fill out our contact form. Hablamos español.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.