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December 2013 Archives

Some things to consider about a Chapter 13 bankruptcy filing

When people hear "bankruptcy," most people probably assume that a person is going through a Chapter 7 bankruptcy. It is a relatively quick form of bankruptcy (usually lasting months) that allows the filing individual to get rid of old unsecured debts. Now, other debts that are "secured" must be dealt with, usually through the liquidation of certain assets. Ultimately, though, a Chapter 7 bankruptcy can be very helpful for someone in debt.

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At the law offices of William H. Oliver, Jr. & Associates in Toms River and Lakewood, New Jersey, we represent clients in Toms River, Neptune, Trenton, Middletown, Red Bank, Wall, Lakewood, Lakehurst, Manchester, Asbury Park, Old Bridge, Jamesburg, Barnegat, Forked River, Manahawkin, Ocean Township, Brick, Manasquan, Howell, Freehold, Hazlet, Bradley Beach, Brown Mills, Long Branch, Keansburg, Marlboro, Bayville, Beachwood, Whiting, Sayreville, South River, East Brunswick, Monmouth County, Ocean County, Middlesex County, Burlington County and Mercer County.