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March 2015 Archives

What is a Chapter 13 discharge vs. a dismissal?

Sometimes words can appear to be similar, but on closer inspection they have different meanings. If you have been thinking about a Chapter 13 bankruptcy as a debt reduction mechanism, you may have heard the terms "dismissal" and "discharge" both used in connection with it. Are these terms interchangeable? Can a debtor's claim be dismissed by the bankruptcy court?

New Jersey property exemptions in Chapter 7 bankruptcy

Part of the process of petitioning for bankruptcy under Chapter 7 ("liquidation" bankruptcy) is that the debtor must compile a list of property in his or her possession. The bankruptcy court and the bankruptcy trustee will use this list to determine what property may be sold off and the proceeds of sale used to pay claims of creditors.

What does a bankruptcy trustee do?

Working with a trustee in bankruptcy is an essential part of the bankruptcy petition and process, but for many people the question of who these trustees are and precisely what their role is can be a mystery. This post provides some basic information on the topic.

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At the law offices of William H. Oliver, Jr. & Associates in Toms River and Lakewood, New Jersey, we represent clients in Toms River, Neptune, Trenton, Middletown, Red Bank, Wall, Lakewood, Lakehurst, Manchester, Asbury Park, Old Bridge, Jamesburg, Barnegat, Forked River, Manahawkin, Ocean Township, Brick, Manasquan, Howell, Freehold, Hazlet, Bradley Beach, Brown Mills, Long Branch, Keansburg, Marlboro, Bayville, Beachwood, Whiting, Sayreville, South River, East Brunswick, Monmouth County, Ocean County, Middlesex County, Burlington County and Mercer County.