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May 2016 Archives

Chapter 13 and Chapter 7 proceedings for residents of Toms River

The decision of whether to enter into bankruptcy proceedings is a difficult one to make, but with the help of an experienced New Jersey bankruptcy attorney, Toms River residents can evaluate whether or not bankruptcy is right for them from both a legal and financial perspective. When your situation is evaluated by a qualified attorney like this, the answer of whether you should proceed with bankruptcy tends to be exceedingly clear.

How should I talk to my children about debt problems?

In many New Jersey families, there is a big information gap between children and parents when it comes to the financial aspects of running a household. Then, when parents are having debt problems, they may be even less likely to tell their children about it. Children do talk to other people in the neighborhood, after all, and parents also do not want their children to worry, so how do you talk to your kids about debt issues the right way?

Aaron carter reports that he is suffering from debt issues

Debt problems can strike anyone, whether they are wealthy, famous, poor or middle class. A recent story to hit the news about ex-child pop music star, Aaron Carter, further illuminates this point. The singer says that he has less than $10,000 of personal assets and he is millions of dollars in debt. The singer attributes most of his debt problems to poor money management by his parents who managed his financial affairs when he was a minor. The singer says he was hit with over $1 million in tax bills when he turned 18 and he simply was not able to afford them.

Declaring bankruptcy while receiving Social Security

Most New Jersey retirees are living on a very tight budget, doing everything they can to make ends meet. In fact, a lot of retirees feel like they did in their younger years when they were just starting out financially, saving every penny and constantly worried financial concerns. The problem is, Uncle Sam does not promise generous raises in the future. Quite, the contrary, and the older we get, the less we have to look forward to in terms of increasing our personal wealth and financial comforts.

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At the law offices of William H. Oliver, Jr. & Associates in Toms River and Lakewood, New Jersey, we represent clients in Toms River, Neptune, Trenton, Middletown, Red Bank, Wall, Lakewood, Lakehurst, Manchester, Asbury Park, Old Bridge, Jamesburg, Barnegat, Forked River, Manahawkin, Ocean Township, Brick, Manasquan, Howell, Freehold, Hazlet, Bradley Beach, Brown Mills, Long Branch, Keansburg, Marlboro, Bayville, Beachwood, Whiting, Sayreville, South River, East Brunswick, Monmouth County, Ocean County, Middlesex County, Burlington County and Mercer County.