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Posts tagged "Personal Bankruptcy"

Fewer bankruptcies aren't necessarily sign of good times

After about a decade of bad news regarding the economy, it is tempting to grab onto pieces of information that might mean there is good news for a change. One bit of information that sounds promising at first listen is that personal bankruptcy filings are down.

Study suggests divorcing parties have debt matters to settle

Deception and divorce often come hand-in-hand. Maybe someone misled their spouse about who they were and revealed their true colors after walking down the aisle. Maybe after years of marriage another sexual partner proved too tempting to pass up. Maybe a spouse lies about being happy for so long that ultimately the opportunity to fix the union passes a couple by.

Dishonest collections practices costs company $1 M and its names

If you were to get a call, letter or text from a something called National Attorney Service, would you think that party has a legitimate legal affiliation? If you are like many other consumers who have been contacted by that group, you might be intimidated and likely to take the correspondence seriously.

Recent spike in New Jersey home foreclosures

As time passes, U.S. homeowners are becoming hopeful that the worst has passed in regards to the economic recession. More specifically, fingers are crossed that fewer people are losing their homes to the foreclosure process. For the most part, that hope is coming true.

New Jersey reality stars charged with bankruptcy fraud

Love them or hate them, Teresa and Joe Giudice of The Real Housewives of New Jersey have become famous faces of the Garden State -- at least to lovers of reality TV. But now the infamous celeb couple is making headlines beyond New Jersey.

Student loan borrowers not looking into all debt repayment plans

By the time someone is in school or finished with school, the pressure is high enough to quick get a job, family and the happy American life one is expected to have after graduation. The stress of paying off student debt can make the building of that desired life a difficult task.

Mortgage may be possible after personal bankruptcy

It is a commonly held belief that after someone experiences personal bankruptcy, he or she will never have credit again. This is simply not true. While the process of building up one's credit after bankruptcy takes time, it is definitely possible.

Post-Sandy personal bankruptcy options can help people recover

The most recent iteration of the Federal Emergency Management Agency's flood maps detailed a drastic reduction in V zones for Monmouth, Ocean, Atlantic, and Hudson counties. Structures in V zones are more likely to face high breaking waves, and therefore must be built on pilings at higher elevations.

Bankruptcy basics in honor of Financial Literacy Month

There can be a significant amount of confusion and misunderstanding when it comes to handling debt. To clear some of the confusion, we will review some of the bankruptcy basics in honor of April being Financial Literacy Month.

What can I do to address medical bills that I cannot pay?

It is never a pleasant or relaxing experience making a trip to the emergency room. Such a visit is usually laden with uncertainty, fear and a need for answers. When doctors are attempting to understand the root of a problem by taking blood, conducting scans and the like, the patient is generally cooperative in pursuit of an answer. Most people don't think to stop the health professional that is administering tests to say, "Hey, wait a minute! How much is this going to cost me?"

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At the law offices of William H. Oliver, Jr. & Associates in Toms River and Lakewood, New Jersey, we represent clients in Toms River, Neptune, Trenton, Middletown, Red Bank, Wall, Lakewood, Lakehurst, Manchester, Asbury Park, Old Bridge, Jamesburg, Barnegat, Forked River, Manahawkin, Ocean Township, Brick, Manasquan, Howell, Freehold, Hazlet, Bradley Beach, Brown Mills, Long Branch, Keansburg, Marlboro, Bayville, Beachwood, Whiting, Sayreville, South River, East Brunswick, Monmouth County, Ocean County, Middlesex County, Burlington County and Mercer County.