Mortgage Renegotiation And Modification

One of the major issues that comes with unmanageable debt is the inability to make regular mortgage payments. This is compounded by issues of home value depreciation over the last several years. It is important to realize that there are many ways out.

In certain cases, it may be viable to get a mortgage modification with a reduced interest rate, a lower outstanding mortgage or both. That said, the process can be complex, lengthy, difficult and challenging — and the outcome is uncertain. Many of our clients have also received "principal reductions," as well as "interest reductions."

As such, partnering with expert counsel can help you understand your situation and the options that are best suited to your unique circumstances.

Monmouth County Mortgage Renegotiation Attorney

We are prepared to put 35 years of legal experience to work for you if you seek to negotiate a mortgage modification. It is important to realize the process can be frustrating and those who are ill-informed can be taken advantage of by various mortgage renegotiation scams. Depending on your circumstances, we are ready to reach out to lenders and pursue the course of action that is best for you.

It is important to realize, however, that a Chapter 13 bankruptcy or a short sale, among other options, may be better for your long-term financial well-being. By working directly with you we will take the time to understand your goals and put our expertise to work.

Free Attorney Consultation

With offices in Toms River and Neptune City, New Jersey, our lawyers are ready to answer your questions and help you find solutions. Evening and Saturday appointments are available. Call toll free: 1-866-974-1136 or fill out our contact form. Hablamos español.

The law offices of William H. Oliver, Jr. & Associates is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.