William H. Oliver, Jr. & Associates
Call today for a free consultation
Local 732-988-1500

Blog

April 2013 Archives

Study finds fewer college students obtaining credit cards

College campuses and popular spring break sites used to be cluttered with credit card companies trying to get as many students as possible to apply for a card. These days, the atmosphere is somewhat different, as the Credit Card Responsibility and Disclosure Act has brought added requirements for those under 21 years of age to be allowed to obtain a credit card. The Act was signed into law in 2009, and requires individuals under 21 to get a co-signer to be able to obtain a credit card - unless the individual has an independent income.

Bankruptcy basics in honor of Financial Literacy Month

There can be a significant amount of confusion and misunderstanding when it comes to handling debt. To clear some of the confusion, we will review some of the bankruptcy basics in honor of April being Financial Literacy Month.

Even the famous can financially struggle in New Jersey

Residents of New Jersey can turn to the relief that bankruptcy can provide from crippling debt after falling victim to a variety of circumstances. Last week we discussed how 60 percent of Americans are pushed into bankruptcy by medical expenses. However, there is a whole spectrum of other reasons that can result in a similar struggle.

What can I do to address medical bills that I cannot pay?

It is never a pleasant or relaxing experience making a trip to the emergency room. Such a visit is usually laden with uncertainty, fear and a need for answers. When doctors are attempting to understand the root of a problem by taking blood, conducting scans and the like, the patient is generally cooperative in pursuit of an answer. Most people don't think to stop the health professional that is administering tests to say, "Hey, wait a minute! How much is this going to cost me?"

Get A Free Lawyer Consultation

With offices in Toms River and Neptune, attorney William H. Oliver is ready to answer your questions and help you find the right debt relief solution. Evening and Saturday appointments are available. Call local: 732-988-1500 or fill out our contact form.

Email Us For a Response

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

Privacy Policy

Toms River Office
609 Main Street
Toms River, NJ 08753

Fax: 732-775-7404
Toms River Law Office Map

Neptune Office
2240 State Route 33
Neptune, NJ 07753

Phone: 732-341-1550
Fax: 732-775-7404
Neptune Law Office Map

visa, master card, american express, discover network