William H. Oliver, Jr. & Associates
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August 2014 Archives

Are you experiencing out-of-control credit card debt?

Personal credit cards have become an institution in today’s economy. But while they can be useful in allowing people to enjoy things that they might not otherwise be able to acquire right away, they also open up an avenue for the same people to quickly get into financial trouble.

High foreclosure rate causing distortions in NJ housing market

It has the makings of a riddle: Where can you find a place where sales of existing homes are both a buyer’s market and a seller’s market while still being an underperforming market compared to most everywhere else -- all at the same time?

What is the difference between Chapter 7 and 13 Bankruptcy?

Seeking bankruptcy protection from creditors is a step that should not be taken lightly. But if you have reached a point where that has become a serious consideration, you may be aware that there are two types of bankruptcy available to individuals: Chapter 7 and Chapter 13.

Federal debt collection rules applicable in New Jersey

In June of this year, we discussed a case involving the Federal Trade Commission punishing a subprime lender for illegal debt collection practices. In that post, it was noted that the lender had to pay millions of dollars in fines for various violations regarding their debt collection practices.

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With offices in Toms River and Neptune, attorney William H. Oliver is ready to answer your questions and help you find the right debt relief solution. Evening and Saturday appointments are available. Call local: 732-988-1500 or fill out our contact form.

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Toms River Office
609 Main Street
Toms River, NJ 08753

Fax: 732-775-7404
Toms River Law Office Map

Neptune Office
2240 State Route 33
Neptune, NJ 07753

Phone: 732-341-1550
Fax: 732-775-7404
Neptune Law Office Map

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