William H. Oliver, Jr. & Associates
Call today for a free consultation
Local 732-988-1500

Blog

Things to consider when home foreclosure seems inevitable

Something that can happen when your financial situation becomes difficult is that you might find yourself falling behind on your mortgage. You may be forced to "juggle bills," trying to maintain a balance between keeping food on the table, your utilities connected and your other bills paid, but it can all come crashing down if your home ends up going into foreclosure.

Making matters possibly even more difficult is that New Jersey is a difficult environment for foreclosures right now, with many homes caught in the process. Being what is referred to as a judicial foreclosure state, New Jersey foreclosures can be time-consuming and legally arduous to experience.

There is an adage, "Desperate times call for desperate measures," but when it comes to keeping possession of your home, making back-against-the-wall decisions and acting out of desperation is something that you want to avoid. Prematurely abandoning your home, or immediately filing for bankruptcy, may be avoidable if you can step back from the immediate financial pressures you are facing and consider all of the options available to you.

But how do you do that? How do you know what other avenues of debt relief and avoiding foreclosure there are? How can you make use of them? Who can you turn to for help?

At William H. Oliver, Jr. & Associates, we understand what it means to confront these questions. Helping our clients to find ways to avoid needless foreclosures is something that we have considerable experience with.

We can help you to identify possibilities and options that you might not know are available to you. We can assess your current situation, work with your home lender, and assist you in choosing the best solution for your individual circumstances.

You can contact us for a free initial consultation, even during evenings or on Saturdays if need be. We also have a website with information on foreclosure, if you want to learn more about us and how we can help before getting in touch with us. 

No Comments

Leave a comment
Comment Information

Get A Free Lawyer Consultation

With offices in Toms River and Neptune, attorney William H. Oliver is ready to answer your questions and help you find the right debt relief solution. Evening and Saturday appointments are available. Call local: 732-988-1500 or fill out our contact form.

Email Us For a Response

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

Privacy Policy

Toms River Office
609 Main Street
Toms River, NJ 08753

Fax: 732-775-7404
Toms River Law Office Map

Neptune Office
2240 State Route 33
Neptune, NJ 07753

Phone: 732-341-1550
Fax: 732-775-7404
Neptune Law Office Map

visa, master card, american express, discover network