William H. Oliver, Jr. & Associates
Call today for a free consultation
Local 732-988-1500


Your debt relief solution requires an individualized approach

People can find themselves in financial difficulty for any number of reasons: the loss of a job, the failure of a business, a serious illness or injury that leads to unmanageable medical costs, or divorce. And just as there are multiple ways to encounter money problems, there are also different considerations that must go into the decision about how to cope with them.

If you are a homeowner, for example, you will need to address the possible issue of foreclosure and how New Jersey's foreclosure laws can affect your ability to either renegotiate your mortgage or to possibly keep your home from an involuntary sale.


If you are a business owner, the question may be whether you can negotiate with your creditors to keep your doors open, or if that is not possible then how to manage a possible closure and liquidation.

If you have assets that you want to keep, you will need to identify how the different types of bankruptcy law can affect your ability to prevent them from being disposed of in a trustee sale.

Your situation is unique, and no attorney that you consult with for debt relief assistance should ever treat you like he or she has "seen it all before." Likewise, just as your facts and circumstances are specific to you, so too must be the attorney’s approach to a solution based on those specifics.

At the law firm of William H. Oliver & Associates, our more than 30 years of experience in helping our clients to solve debt problems have given us an in-depth understanding of the several avenues that are available for each individual case, and how to help each individual, to select the right legal tools that are available to help you accomplish what is most important to your specific needs.

To begin your own individualized debt relief analysis, we recommend setting an appointment with one of our attorneys. The initial consultation is free, and can help you to identify your available options, their respective advantages, and how to choose the one that is right for you.

No Comments

Leave a comment
Comment Information

Get A Free Lawyer Consultation

With offices in Toms River and Neptune, attorney William H. Oliver is ready to answer your questions and help you find the right debt relief solution. Evening and Saturday appointments are available. Call local: 732-988-1500 or fill out our contact form.

Email Us For a Response

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

Toms River Office
609 Main Street
Toms River, NJ 08753

Fax: 732-775-7404
Toms River Law Office Map

Neptune Office
2240 State Route 33
Neptune, NJ 07753

Phone: 732-341-1550
Fax: 732-775-7404
Neptune Law Office Map

visa, master card, american express, discover network