William H. Oliver, Jr. & Associates
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April 2015 Archives

Debt settlement companies: can you trust them?

Finding yourself under a figurative mountain of credit card debt is one of the easiest things you can do financially as an American. If this describes you, then you can take some solace that you are in popular company: the average American household that carries a credit card balance owes more than $15,000. And if you are like many other Americans, you are looking for a way to get out from under that balance.

How consumer bankruptcy advice might help in a divorce

The termination of a marriage through a divorce can be an emotionally devastating event for the parties. Suddenly, a couple that managed to support a family on two incomes must face the financial challenges that come from splitting up with each spouse having to make do on one income.

Students asking for government help to reduce debt from loans

We have written extensively in previous posts about the difficulties many students in New Jersey and elsewhere are having with the enormous amount of debt they have when they complete their college education. Students leaving college with five- and six-digit student loan debts are in need of debt relief, but many of them are unable to achieve it through Chapter 13 or Chapter 7 bankruptcy because of the rules pertaining to how student loans are treated in bankruptcy proceedings.

Are there ways other than bankruptcy to eliminate student loans?

A consequence of a tight job market in New Jersey and elsewhere has been that more people have been seeking to gain a competitive employment advantage by going to college, often using student loans to pay for it. A related consequence is that student loan debt in the United States has been increasing to remarkable amounts: by the end of last year, the cumulative amount of student loan balances has topped $800 billion and is still increasing.

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With offices in Toms River and Neptune, attorney William H. Oliver is ready to answer your questions and help you find the right debt relief solution. Evening and Saturday appointments are available. Call local: 732-988-1500 or fill out our contact form.

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Toms River Office
609 Main Street
Toms River, NJ 08753

Fax: 732-775-7404
Toms River Law Office Map

Neptune Office
2240 State Route 33
Neptune, NJ 07753

Phone: 732-341-1550
Fax: 732-775-7404
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