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May 2015 Archives

Your financial challenges do not mean having to live in fear

Imagine coming to work one morning, only to discover that you are being laid off. Or that you are crossing the street when negligent driver hits you in the crosswalk -- and your next destination is the hospital, with medical bills that your budget simply cannot handle.

Home foreclosures up in April

A recent report showed a spike in foreclosures all over the country. The sharp increase was mostly due to bank repossessions. While this data may seem surprising, given the steady growth of the economy in recent years, many experts saw this spike coming. There was a consistent rise in scheduled auctions in the past year. Even so, April saw a 3 percent increase in foreclosures over March. It was also the highest month in a year and a half.

Contested and an uncontested foreclosures in New Jersey

Being a judicial foreclosure state, New Jersey law involves the state courts in foreclosure actions from the very beginning, working in conjunction with the state Office of Foreclosure. Anyone seeking to foreclose on real property in the state must follow specific procedures that the Office of Foreclosure reviews before it recommends the entry of a foreclosure order to the General Equity Judge of Mercer County. During this process, homeowners will be given a chance to answer the foreclosure pleadings that have been initiated against them.

Contested and an uncontested foreclosures in New Jersey

Being a judicial foreclosure state, New Jersey law involves the state courts in foreclosure actions from the very beginning, working in conjunction with the state Office of Foreclosure. Anyone seeking to foreclose on real property in the state must follow specific procedures that the Office of Foreclosure reviews before it recommends the entry of a foreclosure order to the General Equity Judge of Mercer County. During this process, homeowners will be given a chance to answer the foreclosure pleadings that have been initiated against them.

Financial challenges hindering New Jersey college graduates

We recently wrote about the debt relief problems faced by recent college graduates burdened with college loan debt. An unlikely result of New Jersey students holding a share of more than $1 trillion in loans to finance their college educations is hurting the national economy. It has also contributed to college graduates being afraid to acquire additional debt in the form of auto loans and credit card debt.

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With offices in Toms River and Neptune, attorney William H. Oliver is ready to answer your questions and help you find the right debt relief solution. Evening and Saturday appointments are available. Call local: 732-988-1500 or fill out our contact form.

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Toms River Office
609 Main Street
Toms River, NJ 08753

Fax: 732-775-7404
Toms River Law Office Map

Neptune Office
2240 State Route 33
Neptune, NJ 07753

Phone: 732-341-1550
Fax: 732-775-7404
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