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New Jersey foreclosure rates spike — again

New data shows that the national foreclosure rate fell by more than 10 percent from July to August. Still, about one in every 1,200 homes in America is facing foreclosure. Leading those statistics is New Jersey and a few other states. This was mostly due to the...

Is Chapter 13 bankruptcy right for you?

If you are going through tough times, filing for bankruptcy might be the best option to stop foreclosure, keep your car, your property, pay back taxes and repay debt. Though some in the New Jersey area may not fully understand what it means to file for bankruptcy,...

Figuring out how to pay off credit card debt

One of the biggest reasons why Americans file for bankruptcy is due to credit card debt. This kind of debt can build up quickly and can be difficult to pay off, as the average balance for credit card debt is around $16,000. Those with credit card debt could consider...

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