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Can foreclosure be avoided?

Many in the state of New Jersey are falling into financial hardship and facing the threat of foreclosure. This could be due to a multitude of factors that are relative to each individual situation, but no person ever wants to lose the home that they worked so hard to obtain. There are a few ways that you can avoid foreclosure if you have fallen behind on your mortgage payments. 

You cannot ignore the fact that you are behind and owe money. The longer that the problem is allowed to continue, the harder it might be to reinstate your loan. You could even lose your house due to taking action too late. It is suggested that you contact the lender of your mortgage as soon as you are aware of an issue. 

Read through your loan documents and do your own research so that you are aware of your rights and those of your lender. It will also be helpful if you know the state’s laws regarding foreclosure.

Learn about bankruptcy and how this can be a tool that you use to prevent losing your home if you are facing foreclosure. Millions of Americans file for bankruptcy each year, taking advantage of this scapegoat and using it to better their financial situation. 

The threat of foreclosure is serious. If lenders are contacting you, it is not advisable to ignore their messages. If you have additional questions regarding foreclosure, speaking to an experienced attorney could be beneficial in helping you understand your rights.  

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With offices in Toms River and Neptune, attorney William H. Oliver is ready to answer your questions and help you find the right debt relief solution. Evening and Saturday appointments are available. Call local: 732-988-1500 or fill out our contact form.

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Toms River Office
609 Main Street
Toms River, NJ 08753

Fax: 732-775-7404
Toms River Law Office Map

Neptune Office
2240 State Route 33
Suite 112
Neptune, NJ 07753

Phone: 732-341-1550
Fax: 732-775-7404
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