Oliver & Legg
Call today for a free consultation
Local 732-988-1500


Declaring bankruptcy while receiving Social Security

Most New Jersey retirees are living on a very tight budget, doing everything they can to make ends meet. In fact, a lot of retirees feel like they did in their younger years when they were just starting out financially, saving every penny and constantly worried financial concerns. The problem is, Uncle Sam does not promise generous raises in the future. Quite, the contrary, and the older we get, the less we have to look forward to in terms of increasing our personal wealth and financial comforts.

When you add a high credit card bill, high mortgage and high car payments to a retiree's limited income, his or her financial situation can get out of control very quickly. In fact, looking into the future, a retiree burdened with debt might not see any sign that those bills will ever get paid down. For New Jersey retirees in this kind of situation, it could be high time to file for bankruptcy. In fact, the decision to file for bankruptcy might be the best financial choice a retiree in this kind of situation can make.

Indeed, by resolving toxic debt that is impossible to pay off, a retiree could remarkably improve his or her financial situation from constantly being in the red to finally getting back into the black again. The gift of financially stability is such a special and important one for any retiree during his or her golden years, which should be filled with carefree joy, unhindered time with family and the love of good friends.

At William H. Oliver Jr. & Associates, we recognize that money concerns take more toll on the body and mind than most people realize, and we take pride in the work we do to help the senior citizens of Monmouth County resolve their toxic debt and improve their levels of happiness, health and psychological wellbeing. Time and time again we have seen the lives of our clients transformed for the better after we complete their bankruptcy processes for them.

No Comments

Leave a comment
Comment Information

Get A Free Lawyer Consultation

With offices in Toms River and Neptune, attorney William H. Oliver is ready to answer your questions and help you find the right debt relief solution. Evening and Saturday appointments are available. Call local: 732-988-1500 or fill out our contact form.

Email Us For a Response

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

Toms River Office
609 Main Street
Toms River, NJ 08753

Fax: 732-775-7404
Toms River Law Office Map

Neptune Office
2240 State Route 33
Suite 112
Neptune, NJ 07753

Phone: 732-341-1550
Fax: 732-775-7404
Neptune Law Office Map

visa, master card, american express, discover network