On behalf of Oliver & Legg | Oct 30, 2017 | Credit Card Debt
Most people are ecstatic when they receive a credit card for the first time. However, this momentous occasion has its downfalls, as evidenced by the fact the average American household has around $16,000 in credit card debt. When most people take out a credit card for...
On behalf of Oliver & Legg | Oct 30, 2017 | Blog
Assigning power of attorney to a trusted loved one is serious business. It is one that older New Jersey residents feel the need to do on a regular basis, and often for very good reason. Without a POA or other suitable instrument, if a person becomes disabled, his or...
On behalf of Oliver & Legg | Oct 25, 2017 | Credit Card Debt
Many people are used to placing large or unexpected expenses on their credit card. Of course, if you can’t repay the entire balance when the next card payment is due, you could end up having to pay a significant amount of interest.If you’re not able to...
On behalf of Oliver & Legg | Oct 20, 2017 | Chapter 7
It’s tough dealing with chronic illnesses requiring frequent emergency room visits and/or prolonged hospital stays. But it’s even tougher when the hospital and the debt collection agency it employs use heavy-handed tactics to shake sick patients down for...
On behalf of Oliver & Legg | Oct 13, 2017 | Credit Card Debt
Many people pull out a credit card to pay for purchases without really thinking about the consequences that can come from that decision. It is possible to use credit responsibly, but it is also possible that something will happen that means you suddenly find yourself...
On behalf of Oliver & Legg | Oct 12, 2017 | Uncategorized
There are several avenues available in New Jersey to help those struggling with debt find a light at the end of the tunnel. Debt consolidation is one such avenue that can work for some people. However, it may not be the right thing for all, particularly if the debt is...
On behalf of Oliver & Legg | Oct 12, 2017 | Foreclosure
Foreclosure is one of the worst nightmares a homeowner can face. You have worked hard to establish yourself financially and invest in a home you can call your own. When plans change and you find yourself unable to pay your mortgage, it can be devastating. You are far...
On behalf of Oliver & Legg | Oct 6, 2017 | Credit Card Debt
Credit cards can have many advantages if you choose the right ones and use them responsibly. With so many cards to choose from, you can select the ones that give you rewards, cash back or other benefits without annual fees. If you pay your card off in full each month,...
On behalf of Oliver & Legg | Oct 3, 2017 | Personal Bankruptcy
Should bankruptcy be a last resort, after all other forms of debt relief has been tried?Sadly, many people believe this, trying debt consolidation schemes, dipping into retirement accounts and ways to solve debt problems before considering bankruptcy. Filing...
