Oliver & Legg
Call today for a free consultation
Local 732-988-1500


Credit card debt can easily become unmanageable

Many people pull out a credit card to pay for purchases without really thinking about the consequences that can come from that decision. It is possible to use credit responsibly, but it is also possible that something will happen that means you suddenly find yourself in debt too deep for you to come out of. One example of this is when you suddenly find yourself out of work and unable to keep up with payments that were once easy to make.

We realize that people fall into unmanageable credit card debt for a variety of reasons. We aren't here to judge the reason why you are in financial trouble right now. Instead, we are here to review your situation and help you to determine what options you have for taking control of the situation again.

In some cases, the best option to handle credit card debt is filing for bankruptcy. This can help you to stop the collection attempts that might be making you avoid answering the phone or checking the mail. This is due to the automatic stay that goes into effect when you file the bankruptcy petition.

As you probably know, making only the minimum monthly payments means that you are going to rack up interest charges on the account. This can make credit card debt a difficult hole to climb out of. Instead of making your life miserable by trying to avoid collection attempts, you can take control of your finances by filing for bankruptcy. We can help you to determine if Chapter 7 or Chapter 13 protection is the option that will meet your current financial goals.

No Comments

Leave a comment
Comment Information

Get A Free Lawyer Consultation

With offices in Toms River and Neptune, attorney William H. Oliver is ready to answer your questions and help you find the right debt relief solution. Evening and Saturday appointments are available. Call local: 732-988-1500 or fill out our contact form.

Email Us For a Response

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

Toms River Office
609 Main Street
Toms River, NJ 08753

Fax: 732-775-7404
Toms River Law Office Map

Neptune Office
2240 State Route 33
Suite 112
Neptune, NJ 07753

Phone: 732-341-1550
Fax: 732-775-7404
Neptune Law Office Map

visa, master card, american express, discover network