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Can bankruptcy be your best route out of debt?

If your resolution for the new year is to get out from under your debt, you may have considered and then quickly tossed aside the option of bankruptcy. Many people still view it as an admission of failure. They may be afraid of the potential ramifications on their...

What bankruptcy cannot touch

A New Jersey bankruptcy can be the light at the end of a long dark tunnel. It often provides hardworking people with a new start when financial issues, often outside of their control, have taken over their daily lives. But, to be clear, while bankruptcy can do...

3 myths about mortgage loan modification

A majority of homeowners have to make regular mortgage payments. According to figures offered by FiveThirtyEight, only about one out of every three American homeowners have paid off their mortgages in full. At one point or another, many homeowners need to go through...

Can a short sale help me avoid foreclosure?

If you realize you can no longer afford your home in New Jersey, you may find yourself wondering if a short sale can help. With it, you can sell your home, move into an affordable place and say goodbye to your mortgage payments. It may seem like the perfect solution...

The basics of a will

You are never too young to begin your estate planning. Starting your will can give you peace of mind, knowing that you have made the steps to ensure your loved ones do not suffer financially after your death. It can help you and other New Jersey residents to know how...

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