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How to spot and avoid a foreclosure scam

Desperate homeowners seeking to retain their homes are a common target for scam artists looking to take advantage of a difficult situation. While there are legitimate programs out there, they are few and far between.The reality is that when you have few options...

A breakdown of the foreclosure process

The challenge of understanding the foreclosure process often only adds to the stress of the situation as a whole. Many New Jersey residents currently facing foreclosure feel overwhelmed not only by the process, but by the task of searching for a new living space....

You can take steps to improve your credit

Facing debt is a common difficulty that most people deal with at some point in their lives, but some individuals get overwhelmed and feel it is too much to overcome. In many cases, the pressures of financial difficulties are so hard to bear that people may think that...

Can I shed my second mortgage with Chapter 13?

In these uncertain financial times, many New Jersey residents may find themselves encumbered by second mortgages that leave them heavily in debt with home values that are upside down. That can be very discouraging and cause debtors to lose hope that they will ever get...

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