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September 2018 Archives

Don't be shortsighted about a short sale

Some people who are mired in debt and can't afford to continue paying their mortgage think that unloading the property in a short sale will be to their benefit. What many fail to understand is there are financial implications, both tax and otherwise, that can adversely affect the sellers after a short sale.

What should I not do before filing bankruptcy?

There are many things that you may do that could lead you to having to file bankruptcy in New Jersey. However, once you make the decision to file, there are things you should absolutely not do. Some moves you make could lead to further trouble for you. It is a good idea to be aware of these things so you do not end up causing more issues for yourself as you try to file bankruptcy.

How does Chapter 11 differ for a small business?

Chapter 11 bankruptcy is reserved for businesses. It is a restructuring of debt. While all sizes of businesses can file under the chapter, things may be different for a small business than for a larger one. One of the important parts of Chapter 11, according to the U.S. Courts, is the creditors' committees. This committee is a group of the seven largest unsecured creditors. They investigate your business and finances and help to formulate the bankruptcy plan.

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609 Main Street
Toms River, NJ 08753

Fax: 732-775-7404
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2240 State Route 33
Neptune, NJ 07753

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