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You can take steps to improve your credit

Facing debt is a common difficulty that most people deal with at some point in their lives, but some individuals get overwhelmed and feel it is too much to overcome. In many cases, the pressures of financial difficulties are so hard to bear that people may think that they have many fewer options than they truly have, or that their situation cannot improve, no matter what they do.

Can I shed my second mortgage with Chapter 13?

In these uncertain financial times, many New Jersey residents may find themselves encumbered by second mortgages that leave them heavily in debt with home values that are upside down. That can be very discouraging and cause debtors to lose hope that they will ever get out from under the yoke of debt.

An automatic stay might help you avoid foreclosure

Between a monthly car payment, utility bills, a home mortgage and a job that never seems to pay quite enough, it is easy to fall into a never-ending cycle of debt. As a Monmouth County resident, you probably have friends and neighbors in the same situation. If you are having trouble making ends meet, it may not be long before you start receiving late payment notices.

Can you keep your home during New Jersey Chapter 7 bankruptcy?

There are many myths and lots of misinformation floating around about bankruptcy, especially Chapter 7 bankruptcy. People with significant credit card debt, medical debt or collection activity could benefit from bankruptcy relief and protections. However, believing inaccurate information about the process and its protections could be holding some people back.

The basics of a will

You are never too young to begin your estate planning. Starting your will can give you peace of mind, knowing that you have made the steps to ensure your loved ones do not suffer financially after your death. It can help you and other New Jersey residents to know how will planning works.

Get A Free Lawyer Consultation

With offices in Toms River and Neptune, attorney William H. Oliver is ready to answer your questions and help you find the right debt relief solution. Evening and Saturday appointments are available. Call local: 732-988-1500 or fill out our contact form.

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Toms River Office
609 Main Street
Toms River, NJ 08753

Fax: 732-775-7404
Toms River Law Office Map

Neptune Office
2240 State Route 33
Neptune, NJ 07753

Phone: 732-341-1550
Fax: 732-775-7404
Neptune Law Office Map

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