On behalf of Oliver & Legg | Aug 31, 2020 | Chapter 13
America’s recent economic decline has wreaked havoc with many small businesses and leaving their owners with increased debt and facing bankruptcy. Forbes notes that a recent U.S. Census Survey shows nearly 80% of small business owners are struggling with the changes...
On behalf of Oliver & Legg | Aug 25, 2020 | Chapter 13
If you are one of the many homeowners in New Jersey who are falling behind on their mortgage payments and facing foreclosure, you are likely looking for a way to keep your house. While Chapter 13 bankruptcy may be the answer for some, it may not be your only option. ...
On behalf of Oliver & Legg | Jul 23, 2020 | Chapter 13
Bankruptcy is the last resort for most individuals in New Jersey. If if you struggle financially, it can help you get a handle on debt and improve your long-term situation. We often help clients create a plan and file for personal bankruptcy. According to the United...
On behalf of Oliver & Legg | Apr 30, 2020 | Chapter 13
It may seem odd to think that you cannot afford to file Chapter 13 bankruptcy, but that may happen to some people. Chapter 13 requires you to create and follow a repayment plan, so you must have enough money to honor the plan through completion, which is about three...
On behalf of Oliver & Legg | Mar 19, 2020 | Chapter 13
Perhaps you have a steady income, but you are falling behind on many of your financial obligations. We often help people determine whether they may be able to file Chapter 13 bankruptcy and restore their financial equilibrium. According to the U.S. Bankruptcy Court,...
On behalf of Oliver & Legg | Dec 29, 2017 | Chapter 13
If your resolution for the new year is to get out from under your debt, you may have considered and then quickly tossed aside the option of bankruptcy. Many people still view it as an admission of failure. They may be afraid of the potential ramifications on their...
On behalf of Oliver & Legg | Feb 3, 2017 | Chapter 13
If you are considering filing for bankruptcy protection, Chapter 13 offers the opportunity to keep your home out of foreclosure and also hold onto other significant assets.While most Americans tend to gravitate toward Chapter 7 bankruptcies, which wipes out most...
On behalf of Oliver & Legg | Dec 9, 2016 | Chapter 13
If you have found yourself here on this blog, chances are good that your financial situation is dire. If you are considering filing for Chapter 13 bankruptcy, you should understand the pros and cons. First, the pros.– You get longer to repay your debts. —...
On behalf of Oliver & Legg | Oct 28, 2016 | Chapter 13
If your debts have become unmanageable, but you want the opportunity to pay off your reorganized debts, filing for Chapter 13 bankruptcy may be your best option.Debtors are required to seek credit counseling before they are allowed to file their bankruptcy petition....
On behalf of Oliver & Legg | Sep 9, 2016 | Chapter 13
If your debts have become truly unmanageable, you may want to consider filing for Chapter 13 bankruptcy. Sometimes referred to as a wage earner’s plan, Chapter 13 allows individuals who have a steady income to come up with a repayment plan for a portion or all...
