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Foreclosure Archives

Future of New Jersey homeowner aid programs uncertain

New Jersey remains one of the hardest-hit states when it comes to home foreclosures. Nearly 68,000 properties are currently in foreclosure. In every month since Sept. 2015, our state has ranked first or second in the number of foreclosures filed.

Can a short sale help me avoid foreclosure?

If you realize you can no longer afford your home in New Jersey, you may find yourself wondering if a short sale can help. With it, you can sell your home, move into an affordable place and say goodbye to your mortgage payments. It may seem like the perfect solution for you to avoid foreclosure, especially if you owe more on the home than it is worth.

Additional possible options to avoid foreclosure

Not many of life's difficulties are as stressful to New Jersey residents as finding that they are looking at a possible foreclosure on their home. There are different kinds of options available for some homeowners that can prevent the foreclosure under certain circumstances. Some options can be less stressful, however, than others.

3 common reasons for foreclosures in New Jersey

Foreclosure is one of the worst nightmares a homeowner can face. You have worked hard to establish yourself financially and invest in a home you can call your own. When plans change and you find yourself unable to pay your mortgage, it can be devastating. You are far from alone, though, and there is a range of different circumstances that can lead to foreclosure.

Deed in lieu of foreclosure may have expensive consequences

All too often, mortgage loan work-outs do not work out as planned, and a homeowner makes the tough decision to leave the home. Frequently, this is because the mortgage payments are not affordable and the owner has been unable to sell the home at a price that would pay off the mortgage balance.

3 ways to prevent foreclosure

If you are missing mortgage payments, you might be dreading the thought of foreclosure. With your finances in shambles, the fear of losing your home likely keeps you up at night. While you might feel hopeless, you still have ways to get out from under this. Believe it or not, you can save your home.

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At the law offices of William H. Oliver, Jr. & Associates in Toms River and Lakewood, New Jersey, we represent clients in Toms River, Neptune, Trenton, Middletown, Red Bank, Wall, Lakewood, Lakehurst, Manchester, Asbury Park, Old Bridge, Jamesburg, Barnegat, Forked River, Manahawkin, Ocean Township, Brick, Manasquan, Howell, Freehold, Hazlet, Bradley Beach, Brown Mills, Long Branch, Keansburg, Marlboro, Bayville, Beachwood, Whiting, Sayreville, South River, East Brunswick, Monmouth County, Ocean County, Middlesex County, Burlington County and Mercer County.