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Personal Bankruptcy Archives

What bankruptcy cannot touch

A New Jersey bankruptcy can be the light at the end of a long dark tunnel. It often provides hardworking people with a new start when financial issues, often outside of their control, have taken over their daily lives.

When should you consider bankruptcy as a small business owner?

When your business is in financial trouble, you have to do everything you can to bring it back around and get it back on its feet again. That's why so many entrepreneurs are willing to take big risks like personal debt to ensure they keep their doors open. Unfortunately, though, there comes a time when taking measures to save a business will not help anymore, which is when closing down the operation becomes necessary. Under those circumstances, it can also be necessary to seek some relief from your debts, especially if you are personally liable for the debts your small business has incurred.

Bankruptcy Isn't About Shame -- It's About Leveling The Playing Field

There is no question that banks and credit card companies want to perpetuate the idea that filing for bankruptcy makes you a loser. Creditors have done all they can over the years to stack the deck against hard-working Americans who often find themselves in debt through no fault of their own. Credit card companies even have many members of Congress believing that people who can't pay back the money they owe are deadbeats. In October of 2005, a new law was passed to make it even harder for Americans to get the second chance they need and deserve.

Fewer bankruptcies aren't necessarily sign of good times

After about a decade of bad news regarding the economy, it is tempting to grab onto pieces of information that might mean there is good news for a change. One bit of information that sounds promising at first listen is that personal bankruptcy filings are down.

Study suggests divorcing parties have debt matters to settle

Deception and divorce often come hand-in-hand. Maybe someone misled their spouse about who they were and revealed their true colors after walking down the aisle. Maybe after years of marriage another sexual partner proved too tempting to pass up. Maybe a spouse lies about being happy for so long that ultimately the opportunity to fix the union passes a couple by.

Dishonest collections practices costs company $1 M and its names

If you were to get a call, letter or text from a something called National Attorney Service, would you think that party has a legitimate legal affiliation? If you are like many other consumers who have been contacted by that group, you might be intimidated and likely to take the correspondence seriously.

Recent spike in New Jersey home foreclosures

As time passes, U.S. homeowners are becoming hopeful that the worst has passed in regards to the economic recession. More specifically, fingers are crossed that fewer people are losing their homes to the foreclosure process. For the most part, that hope is coming true.

New Jersey reality stars charged with bankruptcy fraud

Love them or hate them, Teresa and Joe Giudice of The Real Housewives of New Jersey have become famous faces of the Garden State -- at least to lovers of reality TV. But now the infamous celeb couple is making headlines beyond New Jersey.

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With offices in Toms River and Neptune, attorney William H. Oliver is ready to answer your questions and help you find the right debt relief solution. Evening and Saturday appointments are available. Call local: 732-988-1500 or fill out our contact form.

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