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Posts tagged "Credit Card Debt"

Can credit card debt affect your chances of finding love?

It makes sense that many people would think twice before marrying someone with significant credit card debt. After all, this is the person you'll be intertwining finances with for potentially the rest of your life. How responsible that person is with money as well as his or her credit rating are important.

Should you get a personal loan rather than use your credit card?

Many people are used to placing large or unexpected expenses on their credit card. Of course, if you can't repay the entire balance when the next card payment is due, you could end up having to pay a significant amount of interest.

Credit card debt can easily become unmanageable

Many people pull out a credit card to pay for purchases without really thinking about the consequences that can come from that decision. It is possible to use credit responsibly, but it is also possible that something will happen that means you suddenly find yourself in debt too deep for you to come out of. One example of this is when you suddenly find yourself out of work and unable to keep up with payments that were once easy to make.

Do you know what fees you're paying on your credit card?

Credit cards can have many advantages if you choose the right ones and use them responsibly. With so many cards to choose from, you can select the ones that give you rewards, cash back or other benefits without annual fees. If you pay your card off in full each month, you can avoid interest charges.

How do people end up with overwhelming credit card debt?

We live in a world where we can swipe our credit card virtually everywhere while barely a thought to the ever-increasing balance on our card. Therefore, it's not surprising that many people rack up thousands of dollars in credit card debt that they can't pay. However, it's not just overspending that causes out-of-control debt.

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At the law offices of William H. Oliver, Jr. & Associates in Toms River and Lakewood, New Jersey, we represent clients in Toms River, Neptune, Trenton, Middletown, Red Bank, Wall, Lakewood, Lakehurst, Manchester, Asbury Park, Old Bridge, Jamesburg, Barnegat, Forked River, Manahawkin, Ocean Township, Brick, Manasquan, Howell, Freehold, Hazlet, Bradley Beach, Brown Mills, Long Branch, Keansburg, Marlboro, Bayville, Beachwood, Whiting, Sayreville, South River, East Brunswick, Monmouth County, Ocean County, Middlesex County, Burlington County and Mercer County.