When you are facing a bankruptcy, your stress level is already very high. You probably have many concerns about whether you can keep your home or your car. You might be concerned about your business and how your bankruptcy will affect your job. These are all valid concerns that will need to be addressed. A bankruptcy is designed to help you get a fresh start when you are choked by bills, but whether a bankruptcy will fix your situation depends on a number of factors. You may want to look at alternatives to filing Chapter 7 bankruptcy.