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Posts tagged "consumer debt"

Credit card debt accounts for 10 percent of U.S. consumer debt

Americans often rely on using credit to make both necessary and luxury purchases. Unfortunately, this consumer culture has led to a great deal of credit card debt in the country. The inability to pay bills on time, and making only minimum payments, could result in interest atop mounting expenses, and a vicious cycle of continuously owing money.

Older age doesn't mean debt is old news

Sadly, the reality of retirement in the U.S. is changing. Economic woes have impacted the nation on a grand scale. People are working into their older age and having to part with the idea that they once had about their so-called golden years. Because more and more, according to the Better Business Bureau, the golden years are tarnished by the existence of debt.

Credit card debt down among those under 30

Credit cards are double-edged swords. They can help you make ends meet as well as get things you want but don't quite have the money to pay for outright. When their balances are kept low and paid off quickly, they pose no problem for most users. But they also come with a risk. Their balances are easy to run up, meaning it's easy to put more on them than you plan. And their payments can be hard to make if something unexpected. When that occurs, things can spiral out of control easily.

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With offices in Toms River and Neptune, attorney William H. Oliver is ready to answer your questions and help you find the right debt relief solution. Evening and Saturday appointments are available. Call local: 732-988-1500 or fill out our contact form.

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