As time passes, U.S. homeowners are becoming hopeful that the worst has passed in regards to the economic recession. More specifically, fingers are crossed that fewer people are losing their homes to the foreclosure process. For the most part, that hope is coming true.
Love them or hate them, Teresa and Joe Giudice of The Real Housewives of New Jersey have become famous faces of the Garden State -- at least to lovers of reality TV. But now the infamous celeb couple is making headlines beyond New Jersey.
By the time someone is in school or finished with school, the pressure is high enough to quick get a job, family and the happy American life one is expected to have after graduation. The stress of paying off student debt can make the building of that desired life a difficult task.
It is a commonly held belief that after someone experiences personal bankruptcy, he or she will never have credit again. This is simply not true. While the process of building up one's credit after bankruptcy takes time, it is definitely possible.
The most recent iteration of the Federal Emergency Management Agency's flood maps detailed a drastic reduction in V zones for Monmouth, Ocean, Atlantic, and Hudson counties. Structures in V zones are more likely to face high breaking waves, and therefore must be built on pilings at higher elevations.
There can be a significant amount of confusion and misunderstanding when it comes to handling debt. To clear some of the confusion, we will review some of the bankruptcy basics in honor of April being Financial Literacy Month.
It is never a pleasant or relaxing experience making a trip to the emergency room. Such a visit is usually laden with uncertainty, fear and a need for answers. When doctors are attempting to understand the root of a problem by taking blood, conducting scans and the like, the patient is generally cooperative in pursuit of an answer. Most people don't think to stop the health professional that is administering tests to say, "Hey, wait a minute! How much is this going to cost me?"
It is no secret to anyone living in New Jersey that a struggling economy has brought hard times on many families. Many consumers in New Jersey have contemplated bankruptcy as a means of addressing their crippling debt and anxiety, but fear of any impact on their credit and the stigma surrounding bankruptcy often leave some consumers unsure of how to proceed.