Bankruptcy Solutions to Serious Debt Problems

There is a great deal of confusion among the general population as to what bankruptcy is, how it works and who is eligible.

Bankruptcy is a federally guaranteed measure that allows individuals to eliminate debt or reorganize it and pay it off over a manageable period of time. Bankruptcy allows you to discharge unsecured debts related to loans, credit card bills and medical care bills, to give just a few examples. In some cases, it may even be possible to discharge student loan or tax debt. With offices in Toms River and Neptune City, we file bankruptcy for individuals and businesses in Monmouth and Ocean counties and throughout New Jersey.

There are many types of bankruptcy:

  • Chapter 7 bankruptcy: Chapter 7 bankruptcy is the simplest and fastest way to get rid of debt.

  • Chapter 13 bankruptcy: If you earn too much be eligible for Chapter 7 bankruptcy, or if you have assets you would lose by filing Chapter 7 bankruptcy, Chapter 13 bankruptcy may be the best choice for you.

  • Chapter 11 bankruptcy: Chapter 11 bankruptcy offers business owners a way to hold off creditors while reorganizing their operations for future success.

Who Is Eligible for Bankruptcy?

If you have significant debt problems, chances are you are eligible for filing bankruptcy under one of the chapters. For more than 35 years attorney William H. Oliver and our team have helped people from all walks of life get rid of debt and get their lives on track to financial stability and security.

Here are just a few examples of the clients we have served for:

By working directly with you to understand your unique circumstances, we can investigate and pursue the debt relief methods that are best for your immediate and long-term financial well-being. We encourage you to get in touch with us as soon as possible so that you can fully understand your rights and options.

Learn more about bankruptcy:

How do I file bankruptcy?

What types of debt can be discharged by filing bankruptcy?

What is debt consolidation?

What is debt settlement?

Busting bankruptcy myths

For More Information About Bankruptcy Law

With offices in Toms River and Neptune City, New Jersey, bankruptcy lawyer William H. Oliver is ready to answer your bankruptcy questions and help you find solutions. Evening and Saturday appointments are available. Call 732-988-1500 or fill out our contact form.